Comments on: PAYG without top-ups, does it exist? http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html Daily news and opinion for 250,000 industry executives and mobile fanatics Thu, 18 Mar 2010 23:42:28 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: TerenceEden http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-244869 TerenceEden Thu, 04 Sep 2008 16:27:57 +0000 http://www.smstextnews.com/?p=9006#comment-244869 Let's say you buy your card and start with £20 credit on it. You set up an agreement that if the balance ever falls below £5.00 - your credit card will be charged £10 for a top up.<br><br>So, on one journey your balance goes down to £4.56. They automagically take a tenner off your card and your new balance is £14.56.<br><br>You can, of course, top up with a larger amount at any time.<br><br>I think it's a great system. Let's say you buy your card and start with £20 credit on it. You set up an agreement that if the balance ever falls below £5.00 – your credit card will be charged £10 for a top up.

So, on one journey your balance goes down to £4.56. They automagically take a tenner off your card and your new balance is £14.56.

You can, of course, top up with a larger amount at any time.

I think it's a great system.

]]> By: richard http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-244873 richard Thu, 04 Sep 2008 16:02:15 +0000 http://www.smstextnews.com/?p=9006#comment-244873 This is exactly what virgin used to do, and I always used to put my contract sims onto orange's virgin value promise, so still have a couple that work this way. There is no upfront monthly fee, the first few minutes each day are charged at a higher rate and then you pay the rest per minute, receiving a bill at the end of the month for calls made. Don't seem to do it anymore, I guess since payment is always in arrears, rather than up front, they do not get thhe benefit of interest. This is exactly what virgin used to do, and I always used to put my contract sims onto orange's virgin value promise, so still have a couple that work this way. There is no upfront monthly fee, the first few minutes each day are charged at a higher rate and then you pay the rest per minute, receiving a bill at the end of the month for calls made. Don't seem to do it anymore, I guess since payment is always in arrears, rather than up front, they do not get thhe benefit of interest.

]]> By: dani2xll http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-244872 dani2xll Thu, 04 Sep 2008 15:59:41 +0000 http://www.smstextnews.com/?p=9006#comment-244872 Sounds like your in the wrong country. Move your parents to the UK. If i recall correctly the minimum time for a top up is £5 within a 6 month period on other networks and £5 on vodafone i think. Only thing your parents would have to do is make one outgoing call or receive one outgoing call during that period. Heck, for the sake of it, your mum could ring your dad and vice versa once a month. Sounds like your in the wrong country. Move your parents to the UK. If i recall correctly the minimum time for a top up is £5 within a 6 month period on other networks and £5 on vodafone i think. Only thing your parents would have to do is make one outgoing call or receive one outgoing call during that period. Heck, for the sake of it, your mum could ring your dad and vice versa once a month.

]]> By: Mac Morrison http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-244871 Mac Morrison Thu, 04 Sep 2008 15:05:30 +0000 http://www.smstextnews.com/?p=9006#comment-244871 t-mobile had a payg with auto topups didnt they? checks <a href="http://www.t-mobile.co.uk" rel="nofollow">www.t-mobile.co.uk</a><br>its called U-fix<br><br>mind you ive never had any PAYG that i had to top up<br>ive an 02 and t-mobile one i top up about once every 6 months<br>no problem. t-mobile had a payg with auto topups didnt they? checks http://www.t-mobile.co.uk
its called U-fix

mind you ive never had any PAYG that i had to top up
ive an 02 and t-mobile one i top up about once every 6 months
no problem.

]]> By: MarkW http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-244870 MarkW Thu, 04 Sep 2008 14:59:37 +0000 http://www.smstextnews.com/?p=9006#comment-244870 Pretty sure you can do that with some of our MVNO's, like Virgin. You set up a Direct Debit that just takes what you owe out of your account each month. Fairly sure that's what happens, unless I've misunderstood. Pretty sure you can do that with some of our MVNO's, like Virgin. You set up a Direct Debit that just takes what you owe out of your account each month. Fairly sure that's what happens, unless I've misunderstood.

]]> By: jMac http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-244868 jMac Thu, 04 Sep 2008 12:10:45 +0000 http://www.smstextnews.com/?p=9006#comment-244868 Dan - how does your balance exist?<br><br>Are you saying you pay a certian amount and that creates a balance that renews when your balance reaches a certian level.......? Dan – how does your balance exist?

Are you saying you pay a certian amount and that creates a balance that renews when your balance reaches a certian level…….?

]]> By: TerenceEden http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-235036 TerenceEden Thu, 04 Sep 2008 11:27:57 +0000 http://www.smstextnews.com/?p=9006#comment-235036 Let's say you buy your card and start with £20 credit on it. You set up an agreement that if the balance ever falls below £5.00 - your credit card will be charged £10 for a top up.<br><br>So, on one journey your balance goes down to £4.56. They automagically take a tenner off your card and your new balance is £14.56.<br><br>You can, of course, top up with a larger amount at any time.<br><br>I think it's a great system. Let's say you buy your card and start with £20 credit on it. You set up an agreement that if the balance ever falls below £5.00 – your credit card will be charged £10 for a top up.

So, on one journey your balance goes down to £4.56. They automagically take a tenner off your card and your new balance is £14.56.

You can, of course, top up with a larger amount at any time.

I think it's a great system.

]]> By: richard http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-235038 richard Thu, 04 Sep 2008 11:02:15 +0000 http://www.smstextnews.com/?p=9006#comment-235038 This is exactly what virgin used to do, and I always used to put my contract sims onto orange's virgin value promise, so still have a couple that work this way. There is no upfront monthly fee, the first few minutes each day are charged at a higher rate and then you pay the rest per minute, receiving a bill at the end of the month for calls made. Don't seem to do it anymore, I guess since payment is always in arrears, rather than up front, they do not get thhe benefit of interest. This is exactly what virgin used to do, and I always used to put my contract sims onto orange's virgin value promise, so still have a couple that work this way. There is no upfront monthly fee, the first few minutes each day are charged at a higher rate and then you pay the rest per minute, receiving a bill at the end of the month for calls made. Don't seem to do it anymore, I guess since payment is always in arrears, rather than up front, they do not get thhe benefit of interest.

]]> By: dani2xll http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-235037 dani2xll Thu, 04 Sep 2008 10:59:41 +0000 http://www.smstextnews.com/?p=9006#comment-235037 Sounds like your in the wrong country. Move your parents to the UK. If i recall correctly the minimum time for a top up is £5 within a 6 month period on other networks and £5 on vodafone i think. Only thing your parents would have to do is make one outgoing call or receive one outgoing call during that period. Heck, for the sake of it, your mum could ring your dad and vice versa once a month. Sounds like your in the wrong country. Move your parents to the UK. If i recall correctly the minimum time for a top up is £5 within a 6 month period on other networks and £5 on vodafone i think. Only thing your parents would have to do is make one outgoing call or receive one outgoing call during that period. Heck, for the sake of it, your mum could ring your dad and vice versa once a month.

]]> By: TerenceEden http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228961 TerenceEden Thu, 04 Sep 2008 10:27:57 +0000 http://www.smstextnews.com/?p=9006#comment-228961 Let's say you buy your card and start with £20 credit on it. You set up an agreement that if the balance ever falls below £5.00 - your credit card will be charged £10 for a top up.<br><br>So, on one journey your balance goes down to £4.56. They automagically take a tenner off your card and your new balance is £14.56.<br><br>You can, of course, top up with a larger amount at any time.<br><br>I think it's a great system. Let's say you buy your card and start with £20 credit on it. You set up an agreement that if the balance ever falls below £5.00 – your credit card will be charged £10 for a top up.

So, on one journey your balance goes down to £4.56. They automagically take a tenner off your card and your new balance is £14.56.

You can, of course, top up with a larger amount at any time.

I think it's a great system.

]]> By: richard http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228957 richard Thu, 04 Sep 2008 10:02:15 +0000 http://www.smstextnews.com/?p=9006#comment-228957 This is exactly what virgin used to do, and I always used to put my contract sims onto orange's virgin value promise, so still have a couple that work this way. There is no upfront monthly fee, the first few minutes each day are charged at a higher rate and then you pay the rest per minute, receiving a bill at the end of the month for calls made. Don't seem to do it anymore, I guess since payment is always in arrears, rather than up front, they do not get thhe benefit of interest. This is exactly what virgin used to do, and I always used to put my contract sims onto orange's virgin value promise, so still have a couple that work this way. There is no upfront monthly fee, the first few minutes each day are charged at a higher rate and then you pay the rest per minute, receiving a bill at the end of the month for calls made. Don't seem to do it anymore, I guess since payment is always in arrears, rather than up front, they do not get thhe benefit of interest.

]]> By: dani2xll http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228956 dani2xll Thu, 04 Sep 2008 09:59:41 +0000 http://www.smstextnews.com/?p=9006#comment-228956 Sounds like your in the wrong country. Move your parents to the UK. If i recall correctly the minimum time for a top up is £5 within a 6 month period on other networks and £5 on vodafone i think. Only thing your parents would have to do is make one outgoing call or receive one outgoing call during that period. Heck, for the sake of it, your mum could ring your dad and vice versa once a month. Sounds like your in the wrong country. Move your parents to the UK. If i recall correctly the minimum time for a top up is £5 within a 6 month period on other networks and £5 on vodafone i think. Only thing your parents would have to do is make one outgoing call or receive one outgoing call during that period. Heck, for the sake of it, your mum could ring your dad and vice versa once a month.

]]> By: mostlythis http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228954 mostlythis Thu, 04 Sep 2008 09:05:30 +0000 http://www.smstextnews.com/?p=9006#comment-228954 t-mobile had a payg with auto topups didnt they? checks <a href="http://www.t-mobile.co.uk">www.t-mobile.co.uk</a><br>its called U-fix<br><br>mind you ive never had any PAYG that i had to top up<br>ive an 02 and t-mobile one i top up about once every 6 months<br>no problem. t-mobile had a payg with auto topups didnt they? checks http://www.t-mobile.co.uk
its called U-fix

mind you ive never had any PAYG that i had to top up
ive an 02 and t-mobile one i top up about once every 6 months
no problem.

]]> By: MarkW http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228953 MarkW Thu, 04 Sep 2008 08:59:37 +0000 http://www.smstextnews.com/?p=9006#comment-228953 Pretty sure you can do that with some of our MVNO's, like Virgin. You set up a Direct Debit that just takes what you owe out of your account each month. Fairly sure that's what happens, unless I've misunderstood. Pretty sure you can do that with some of our MVNO's, like Virgin. You set up a Direct Debit that just takes what you owe out of your account each month. Fairly sure that's what happens, unless I've misunderstood.

]]> By: jMac http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228947 jMac Thu, 04 Sep 2008 06:10:45 +0000 http://www.smstextnews.com/?p=9006#comment-228947 Dan - how does your balance exist?<br><br>Are you saying you pay a certian amount and that creates a balance that renews when your balance reaches a certian level.......? Dan – how does your balance exist?

Are you saying you pay a certian amount and that creates a balance that renews when your balance reaches a certian level…….?

]]> By: DanLane http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228941 DanLane Wed, 03 Sep 2008 22:15:20 +0000 http://www.smstextnews.com/?p=9006#comment-228941 What would be good is a similar system to the way Transport for London's automatic Pre-pay Oyster card works... when your balance reaches a pre-determined amount (eg: £5) it automatically tops-up another pre-determined amount from your credit/debit card... surely that's possible (if not already done)? What would be good is a similar system to the way Transport for London's automatic Pre-pay Oyster card works… when your balance reaches a pre-determined amount (eg: £5) it automatically tops-up another pre-determined amount from your credit/debit card… surely that's possible (if not already done)?

]]> By: jMac http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228940 jMac Wed, 03 Sep 2008 21:55:15 +0000 http://www.smstextnews.com/?p=9006#comment-228940 So...lets get this straight...you want a service that you literally pay for what you use?<br><br>Like a petrol pump - but one where we can leave the forecourt for days or weeks before the attendant gets paid?<br><br>Your saying that we could use texts, mins and data before paying for them - yet kinda paying for them (via a credit facility)?<br><br>What happens if the credit card is a fraudulent one?<br><br>What happens if the payment channel cannot honour the usage?<br><br>What is the risk exposure to the vendor?<br><br>Ouch head hurts - this operator game is confusing ;) So…lets get this straight…you want a service that you literally pay for what you use?

Like a petrol pump – but one where we can leave the forecourt for days or weeks before the attendant gets paid?

Your saying that we could use texts, mins and data before paying for them – yet kinda paying for them (via a credit facility)?

What happens if the credit card is a fraudulent one?

What happens if the payment channel cannot honour the usage?

What is the risk exposure to the vendor?

Ouch head hurts – this operator game is confusing ;)

]]> By: Krystal http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228938 Krystal Wed, 03 Sep 2008 21:29:16 +0000 http://www.smstextnews.com/?p=9006#comment-228938 See that's still more than the $10 a month they're currently paying, I was thinking no monthly fee (or a very minimal one) and they just get charged as they use the time. May only be 5 minutes a month. See that's still more than the $10 a month they're currently paying, I was thinking no monthly fee (or a very minimal one) and they just get charged as they use the time. May only be 5 minutes a month.

]]> By: ollysk2 http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228932 ollysk2 Wed, 03 Sep 2008 21:02:06 +0000 http://www.smstextnews.com/?p=9006#comment-228932 You can SORT of do that in the US.. both AT&T and T-Mo have plans that allow you to pay a fixed monthly fee, no contract, up front. Then beyond that amount, you get charged a per minute rate.<br><br>So for example, if you are on the 29.00 300 minute plan, and you go over, it charges you whatever the per minute charge is. You have to have a credit card on file to use this option. <br><br>Now, I THINK You can SORT of do that in the US.. both AT&T and T-Mo have plans that allow you to pay a fixed monthly fee, no contract, up front. Then beyond that amount, you get charged a per minute rate.

So for example, if you are on the 29.00 300 minute plan, and you go over, it charges you whatever the per minute charge is. You have to have a credit card on file to use this option.

Now, I THINK

]]> By: DanLane http://www.mobileindustryreview.com/2008/09/payg_without_top-ups_does_it_exist.html/comment-page-1#comment-228928 DanLane Wed, 03 Sep 2008 20:45:54 +0000 http://www.smstextnews.com/?p=9006#comment-228928 I'm pretty sure we have that in the UK... I certainly had a Vodafone data card that was billed like that a few years ago. I'm pretty sure we have that in the UK… I certainly had a Vodafone data card that was billed like that a few years ago.

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